SOFTSKILL BAHASA INGGRIS CONVERSATION 2
SOFTSKILL BAHASA INGGRIS HIGH COST
So, what exactly is the cause of the low competitiveness of Indonesia when compared to China. Mari Elka Pangestu, Minister of Trade, Republic of Indonesia, in an interview has said that competitiveness or competitiveness is determined by many factors, including external and internal factors. own external factors closely related to competitiveness and comparative advantages of other countries that became Indonesian competitors. For example, X products made in China that have very cheap prices and huge production scale is difficult to rivaled by Indonesia, making Indonesia the low competitiveness of the product X when compared with China. In addition to external factors, there are also internal factors that determine the competitiveness of the product, especially with regard to domestic factors, including human resources / employment, investment, production costs, and technology. Internal factors that do need improvement and repair via a comprehensive government policy.
Low competitiveness of Indonesian products in international trade, which are influenced by internal factors of the domestic economy can be attributed to the high cost or high cost economy that still exist in the national economy. There are several aspects that lead to high cost economy in Indonesia, among other labor problems, problems of credit interest rate / high borrowing costs, bureaucracy / politics is not the least costly, and infrastructure issues. Five aspects will be discussed further to analyze the causes of high cost economy in Indonesia, which impact on the weak competitiveness of domestic products compared with products made in China.
Problems of labor / labor is one of the causes of high cost economy in Indonesia. This also led to the competitiveness of Indonesian children's products made it difficult to compete with similar products made in China. Widjanarko Tjokroadosumarto, Toys Indonesian Employers Association chairman (APMI) revealed differences in the treatment of the workers there, which led to the high cost economy. Workers in China earn better facilities than workers in Indonesia. Despite only receiving a salary of $ 100, laborers in China generally do not need to rent a house because the local government worker who rented bungalow is available at a cheap price. Another case with workers in Indonesia are 30% of the salary used for the cost of the contract.
Although labor costs in Indonesia are relatively lower than other ASEAN countries (except Vietnam), the cost to lay off workers in Indonesia is very high especially during the dismissal of employees in large numbers. When the issue of the mass layoffs of workers in Indonesia usually do massive demonstrations to demand the severance provision. It is then also contribute to the cause of high cost economy.
Bureaucratic problems
Bureaucracy and political factors believed to be one of the main causes of high cost economy in Indonesia. Bureaucratic costs, both official and unofficial in some areas can reach 20% of the cost of production. The high cost of the bureaucracy will ultimately lead to the price of output produced Indonesia became more expensive when compared with products made in China. Furthermore, the cost of high cost economy due to the bureaucratic costs will also make the cost of Indonesia's exports are higher than its competitors, including China.
Banking Sector
TUGAS 2 SOFTSKILL BAHASA INGGRIS "BANKING SECTOR"
To maintain our competitive position, we adopt a progressive approach to business. Staying close to a growing customer base and chosen market niches helps us understand their ever-changing needs so that timely solutions can be provided to serve them better. Panin Bank’s motto “Always for you” emphasizes reliability and consistency. Panin Bank’s strong capital structure and growth strategy continued to be reinforced as the Bank focuses toward expanding its commercial and consumer markets
Then at the beginning of March Bank Panin became one of the 16 banks appointed by US' EXIMBANK to coordinate export financing to national businessmen importing basic materials and Capital goods from the United states.
Meanwhile, another of the Panin Group's core businesses in the textile industry still has good prospects in the midst of the crisis as it is export-oriented. If there have been problems, they have been related to the textiles directed to the local market, the sales volume of which has dropped after the crisis. Meanwhile the sales value of textiles for the export market has risen with the increase in the value of the US dollar in relation to the Rupiah. The economic crisis has had an adverse effect on the Panin Group's performance because one of its business pillars is the finance sector, particularly banking. Although the Panin Group's banking business did not collapse, the banking sector continues to be under pressure as long as the crisis continues and interest rates are high, because the wheels of the economy are not turning as they should.
TUGAS 1 SOFTSKILL BAHASA INGGRIS
Nama : Nilasari Cahyaningtias
NPM :15212326
Kelas :1EA18
CONVERSATIONS !
Two bussines people meet by chance in a hotel. One of them is from Indonesia, the other from another country. They get into conversation and begin to compare working conditions in their countries.
David : good afternoon sir, may I know your name?
Ridwan : Good afternoon too. Yes of course. My name is Ridwan, and you ? where do you from?
David : Hi ridwan, my name is David. Come from France, and you ridwan?
Ridwan : I’m from Indonesia. How are you ?
David : I’m Fine thanks, and you?
Ridwan : me too, how are you doing david?
David : Just waiting to be picked up to the airport, and you ridwan?
Ridwan : I want to meet my client , with whom you are in Indonesia ?
David : I came to Indonesia just alone, what time your meet with your client?
Ridwan : 11 A.M, really? Waw.. Excuse me sir, are you a business people?
David : Yes, I’m a bussiness of Airfrance. How about you?
Ridwan : I’m a Human Resource Development at MNC Life Insurance, ome pf the leader in the market of investments and financial services in Indonesia. The complete series of life MNC market life insurance products through a system of multiple distribution channels. How the job security in your company sir?
David : Job security in my company already was satisfactory since all employees get health insurance. And you? Tell me how the job security in your company and then how much salaries you can there?
Ridwan : Of course, my company priorities the protection of the health of its employees. They transfer the money via bank. the salaries is include the transportation and money table for a month. How about your salaries?
David : i same with you, but all purposes, employees of a vehicle a dwelling place has been provided
Ridwan : its cool David, is there a promotion at the company?
David : Of course, but only once in a period of 5 years, and you?
Ridwan : quite a long time yeah, I also the same with you. Only once in a period of three years. How about stake holders's decision being made?
David : its firmly told, that for the violator will got cut the salaries of by 70%
Ridwan : Same with me, is there the benefits ?
David : certainly ridwan. You’ll got paid much bigger than on your place, cause they’ll pay you with Euro. How about you?
Ridwan : awesome, we got a visit to the regions that the level of his health less. May I visit to your office david?
David : surely, when?
Ridwan : Nextmonth I was in paris, can I come to your office?
David : Ok, Nextmonth We met at the Hotel Marceau champs elysees. What time is it?
Ridwan : 10.30 A.m sir, Why ?
David : Nothing, ridwan, how old are you?
Ridwan : I’m 20th years old, how about you?
David : I’m 23 years old. Are you merried?
Ridwan : No, I’m single. You?
David : I’m merried, and now I have two childs.
Ridwan : Happy Family, where is your friend?
David : in there, and you? Where is your client?
Ridwan : on the way, could you lunch with me?
David : no thanks, Ridwan, I’m so sorry I must go back to the Airport.
Ridwan : okay no problem, thanks for your time david. Nice to meet you
David : your welcome, nice to meet you too. Bye!
Ridwan : Bye, takecare!
David : Thanks
Ridwan : see you next month sir
David : okay.
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